Mortgage Application - What is Your Investment?

Buying your first home is a big deal, and your investment in it starts with your deposit. But what about the investment needed for the application process? Surprisingly, it's not as tough as you might think, and we're here to guide you through it.

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Keys To Mental Wellbeing

Our daily lives can be a bit crazy, filled with responsibilities and stresses – from children and exams to jobs and, yes, sometimes even partners. That's why taking care of our mental wellbeing has never been more important.

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Second-Tier Lenders?

When it comes to getting a mortgage, most Kiwi’s head straight to the big banks – you know, the ones who have branches and advertise on the TV. But in New Zealand, there's also a number of second-tier lenders to consider – these guys are more under the radar but offer powerful alternatives to main banks.  Here’s why these alternative lending options can be pretty awesome.

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Do I Really Need A Will?

Having a will is important no matter your age. It's a legal document that tells people what to do with your stuff when you die, like your money and property. It's also a way to say who should look after your kids and pets. Even if you don’t have much stuff, it’s still good to have one so your special things go to the right people. Plus, you can leave money to charities.

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Are You Ready To Buy A Home?

Buying a home, and getting a home loan, is a serious and important event in your life.  You are gaining security in living arrangements for you and your family but are also undertaking a lengthy financial commitment.  Being ready to get into the property market is important.  So, how do you know you are ready?

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Key OCR Dates for 2024

When the Official Cash Rate (OCR) changes, so too does the cost of borrowing and servicing a mortgage.  Moves in the OCR does not change all mortgage rates to the same extent with the biggest impact being on shorter mortgage terms, for example terms of a year or less.  So, you can see why a lot of us keep an eye on these announcements.

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