Short Term Debt = Repayment Killer
Short-term consumer debt can be the difference between getting the loan you need or want.
24 Mar 2024 14:23
Short-term consumer debt can be the difference between getting the loan you need or want.
24 Mar 2024 14:18
Our daily lives can be a bit crazy, filled with responsibilities and stresses – from children and exams to jobs and, yes, sometimes even partners. That's why taking care of our mental wellbeing has never been more important.
11 Mar 2024 08:53
When it comes to getting a mortgage, most Kiwi’s head straight to the big banks – you know, the ones who have branches and advertise on the TV. But in New Zealand, there's also a number of second-tier lenders to consider – these guys are more under the radar but offer powerful alternatives to main banks. Here’s why these alternative lending options can be pretty awesome.
22 Feb 2024 17:10
What is it worth adding a few more dollars to your mortgage repayment? The answer might surprise you.
22 Feb 2024 05:11
Choosing health insurance is a wise decision for several reasons.
22 Feb 2024 05:01
Having a will is important no matter your age. It's a legal document that tells people what to do with your stuff when you die, like your money and property. It's also a way to say who should look after your kids and pets. Even if you don’t have much stuff, it’s still good to have one so your special things go to the right people. Plus, you can leave money to charities.
25 Jan 2024 12:33
The impact of the Reserve Bank of New Zealand's (RBNZ) introduction of Debt-to-Income (DTI) limits on first home buyers (FHBs) can be assessed in a few ways:
23 Jan 2024 08:07
Buying a home, and getting a home loan, is a serious and important event in your life. You are gaining security in living arrangements for you and your family but are also undertaking a lengthy financial commitment. Being ready to get into the property market is important. So, how do you know you are ready?
21 Jan 2024 08:50
When the Official Cash Rate (OCR) changes, so too does the cost of borrowing and servicing a mortgage. Moves in the OCR does not change all mortgage rates to the same extent with the biggest impact being on shorter mortgage terms, for example terms of a year or less. So, you can see why a lot of us keep an eye on these announcements.
21 Jan 2024 08:46
Dealing with the pinch of an increased cost of living? Here are some practical tips to help you ride the wave of rising expenses.
17 Jan 2024 07:54
- The RBNZ will win the battel with inflation earlier than they predicted
22 Nov 2023 08:08
New Zealand's wholesale interest rates have experienced a significant decline in the past month, indicating potential cuts in mortgage rates in the near future.