First Home Partner Application Process EXPLAINED

Published on 8 September 2023 at 10:54

The journey to homeownership is an exciting and fulfilling endeavor the First Home Partner scheme is a great tool to consider making this dream a reality. If you're a first-time homebuyer keep reading as we look at the essential steps of the application process and help you understand how to navigate it successfully.



1. Eligibility Check:

The first step in the First Home Partner application process is to determine if you meet the eligibility criteria. To qualify, you must be a New Zealand citizen or resident, have a household income within the set limits, and be purchasing your first home or building a new one. It's essential to review these criteria carefully to ensure you meet the requirements.


2. Gather Required Documents:

Once you've confirmed your eligibility, it's time to gather the necessary documents. You'll need electronic copies of specific documents, including:

  • Photo identification, such as your passport, driver's license, or visa status.
  • Proof of income, which involves providing a summary of earnings for the last 12 months from the Inland Revenue for all applicants....we can help you obtain the right summary :)
  • Copies of your bank statements for the previous three months, demonstrating your deposit contribution and KiwiSaver withdrawals.
  • A signed copy of the Kāinga Ora First Home Partner Statutory Declaration, confirming the accuracy of your application information.


3. Application Submission:

With your documents in hand, you can proceed to submit your First Home Partner application online. This step typically involves providing personal information, financial details, and the supporting documentation mentioned above. Be sure to double-check all information for accuracy before submission.


4. Statutory Declaration:

After completing your application, you'll need to make a Statutory Declaration in front of an authorized person, such as a Justice of the Peace, solicitor, notary public, or Registrar of the District or High Courts. This declaration confirms the authenticity of the information provided in your application.


5. Application Review:

Once you've submitted your application and the Statutory Declaration, Kāinga Ora will review your submission and assess your eligibility for First Home Partner support. This process may take some time, so it's essential to be patient and prepared for potential follow-up inquiries.


6. Receive Your Pre-Approval:

Upon successful review, you'll receive a pre-approval from Kāinga Ora. This pre-approval provides you with valuable information about your eligibility for support, including the loan amount you qualify for and other terms and conditions.


7. Proceed with Your Home Purchase:

With your pre-approval in hand, you're well-equipped to start your home search. You can confidently explore properties within your budget, knowing that you have the support of the First Home Partner program.


The First Home Partner application process is one of the options to homeownership in New Zealand.


Reach out here or below for more details on how the First Home Partner Scheme could be a game changer for you and your family.

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